Plans for individuals or families are Managed Care Plans. This means an Insurance Company manages your care through the use of a network of providers. Options might include Health Maintenance Organizations (HMO), Point of Service (POS) or Preferred Provider Organizations (PPO). As an example, individual health insurance may be a POS Open Access Health Plan, which requires the individual to stay in a network, needs no referral to see a specialist and provides some out-of-network benefits, or it may be a HMO High Deductible Health Plan, for use with a Health Savings account (HSA). There are many options.

Individual insurance is sold by private insurance companies and can be obtained through Stone Insurance of Suffield, LLC. Call to set up a complimentary consultation with a free insurance quote.